How it Works
three easy steps
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1
-
2
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3

01
We work with you to assess the current
market value of your livestock...
then advance an agreed amount up to that figure – letting you
continue to maximise the price of your stock, rather than having to
sell when you need cash.

02
You background, finish or feedlot
your animals...
then sell when you choose, at the best possible time to
maximise your profits.

03
Once the livestock are sold, you receive the
sales margin...
with StockCo deducting the original Stock Advance, along
with the accrued finance costs.
Start maximising your profits today
apply nowCalculate what Stock Advance could do for you
Stock Advance lets you sell when the market conditions are right, rather than when you need an urgent cash injection. By holding on to your stock longer with a static market, you can create more weight, boost your sales and increase your margin – and our handy calculator can show you how it works.
Lambs
How your excess feed can help your livestock
If you have a great feed season, Stock Advance lets you use it for
your own bred lambs and boost your margins.
Day
0
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Current weight kg
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Avg. daily gain/day
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DRS %
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DRS weight
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Price/kg/DRS
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Finance cost *
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Value
(Gross lamb value)
Day
20
Margin created
-
Current weight kg
-
Avg. daily gain/day
-
DRS %
-
DRS weight
-
Price/kg/DRS
-
Finance cost *
-
Value
(Gross lamb value)
Day
40
Margin created
-
Current weight kg
-
Avg. daily gain/day
-
DRS %
-
DRS weight
-
Price/kg/DRS
-
Finance cost *
-
Value
(Gross lamb value)
Day
60
Margin created
-
Current weight kg
-
Avg. daily gain/day
-
DRS %
-
DRS weight
-
Price/kg/DRS
-
Finance cost *
-
Value
(Gross lamb value)
*Disclaimer: Calculations are entirely driven by your enterprise and the outcome is not a responsibility of StockCo. Pricing varies depending on the Facility Limit required. For more information please contact StockCo.
Cattle
How your excess feed can help your livestock
If you have a great feed season, Stock Advance lets you use it for
your own bred weaners and boost your margins.
Day
0
-
Current weight kg
-
Avg. daily gain/day
-
Price/kg lwt
-
Finance cost *
-
Value
(Gross weaner value)
Day
0
Margin created
-
Current weight kg
-
Avg. daily gain/day
-
Price/kg lwt
-
Finance cost *
-
Value
(Gross weaner value)
Day
0
Margin created
-
Current weight kg
-
Avg. daily gain/day
-
Price/kg lwt
-
Finance cost *
-
Value
(Gross weaner value)
Day
0
Margin created
-
Current weight kg
-
Avg. daily gain/day
-
Price/kg lwt
-
Finance cost *
-
Value
(Gross weaner value)
*Disclaimer: Calculations are entirely driven by your enterprise and the outcome is not a responsibility of StockCo. Pricing varies depending on the Facility Limit required. For more information please contact StockCo.
Frequently asked questions about Stock Advance
StockCo purchases your livestock from you at an agreed value that is no greater than the current market value. When these livestock are sold, the proceeds are sent to StockCo. We retain the purchase price and finance costs and send you the difference
You need to have an active StockCo facility. Either one of our Livestock Managers (or your agent) will visit the farm to appraise your livestock. We need to make sure the stock are not captured by the security of another financier - for example, a bank or rural merchant. If they are, we will ask them to confirm that they have no security interest in the stock we are proposing to advance against. We can then purchase the stock from you and send you the funds. Levies are payable on this transaction. As the purchaser, we will pay you the GST-inclusive amount which will need to be remitted to the ATO.
If there are no other parties (banks, other financiers, rural merchants, etc.) interested in your livestock, we can complete the process in a matter of days.
The livestock agent’s appraisal will determine the market value of the livestock. We then consider the stock class, term of trade and expected margin. StockCo may advance up to 100% of the appraised market value of the livestock; however, the final amount may be reduced depending on your situation.
Generally, StockCo will accept the following forms of repayment:
- Sale proceeds of financed livestock (sent directly to StockCo from purchaser)
- Sale of progeny
- Sale of culls and empties
- Wool sales
- Cash
- Stock Advance against progeny or other stock*
StockCo provides livestock finance facilities to customers that satisfy the following criteria:
- Existing livestock producer with greater than 3 years experience.
- Own existing livestock producing property, but can also have other leasing or agistment arrangements.
- Previous experience dealing in the proposed livestock class the customer is seeking finance for.
Our Buying and Sale Instructions are contained in the document section of this website
You can pay out your obligations to StockCo at any time with no penalties.
You can apply by completing our online application form or download a form from our documents page. You can lodge your application with any of our approved distribution partners or directly with StockCo. To find a local distribution partner near you please contact us on 1800 283 447 or via email at info@stockco.com.au. In most cases we will visit you on farm to ensure we have a thorough understanding of your business and your goals. After your application is lodged it will go through our Ready to Trade process.